We are your trusted finance broker in Wollongong.
Whether you’re securing your first home loan, expanding your business with commercial finance, or growing your investment portfolio, P&FS is your dedicated partner. We provide clear, expert advice and access to hundreds of loan options to help individuals and corporations achieve their ambitions.
What financial goals can we help you achieve?
Our Services
Our Wollongong-based brokers offer a comprehensive suite of financial solutions. Below are our key areas of expertise, designed to meet the needs of individuals, investors, and businesses throughout the Illawarra.
Home & Investment Loans
Whether you're a first home buyer, looking to refinance, or expanding your portfolio, we find the ideal loan structure for your needs.
Featured Home Loan Rate
Contact our team at PFS for terms and conditions including comparison rates
Commercial Loans
Fuel your business ambitions with tailored loans. We assist with property purchases, business finance, investment opportunities, and low-doc loan solutions.
Personal Loans
From personal loans for your dream holiday to vehicle finance or a green loan for solar panels, we secure competitive rates for your individual goals.
Construction Loans
Bringing your vision to life? Our specialised construction loans offer progressive drawdowns and flexible terms, perfect for building a new home or a renovation.
Development Finance
We structure strategic development finance. We support residential, commercial, and mixed-use projects from acquisition to completion.
Leasing &
Equipment Finance
Acquire the critical assets your business needs to grow. We arrange flexible equipment finance and asset leasing for everything.
Private Loans
For unique circumstances and sophisticated investors, we provide access to private loans and specialist lending solutions when traditional financing isn't the right fit.
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Why Choose Us
With a wealth of
70 years experience
in broking and mortgage management, home lending, and construction funding spanning numerous years, PFS brokers provide clients with expert guidance, competitive rates, and innovative financial solutions tailored to meet their diverse needs.
What We Do
Streamline your Financial and Loan Processes
We are committed to helping clients, whether you are corporations, trusts, or individuals, achieve their financial and investment objectives. Our goal is to simplify finance and loan methods for our clients, providing better and more services to ensure their success.
Our more comprehensive services:
- Great rate home loans
- Commercial & retail loans
- Credit repair loans
- Insolvency & reconstruction finance
- Construction & development finance
- Development consultancy
- Asset finance & leasing
- Property & personal insurance
- Investment & joint venture opportunities
We represent a large range of clientele around Australia
Professional assistance, outstanding rates and innovative products for all finance requirements.
70 years combined experience in brokering
About Us
Property and Financial Solutions for a Secure Financial Future
PFS comprises a dedicated team with a proven track record and a wide range of professional skills. Our commitment lies in assisting clients, be it corporations, trusts, or individuals, in accomplishing their financial and investment goals. Leveraging their extensive expertise in mortgage management, home lending, and construction funding, PFS brokers provide expert support, competitive rates, and innovative financial products to cater to various financial requirements.
Our services encompass a wide spectrum of financial solutions, including competitive home loans, both commercial and retail loans, credit repair loans, and insolvency and reconstruction finance. We specialise in construction and development finance, offering development consultancy services as well. Additionally, we provide asset finance and leasing options, along with property and personal insurance solutions. For those seeking investment opportunities, we offer a range of investment and joint venture opportunities to explore.
Latest Reviews
Working with Chantelle was an easy no stress process. We have worked with a few brokers in our time and never seen anyone as fast and efficient as Chantelle. We will forever use her and feel like she may become our kids go to when they are ready for house loans. Thanks Chantelle
Jayson Crutchfield
Response from Property And Financial Solutions
Thankyou Jason for your feedback, appreciated. I am so pleased that I was able to assist you both with your finance. Reach out anytime. Warm Regards Chantelle
Chantelle has been nothing short of amazing when it comes to servicing customers and getting the information that is required together. From the initial contact all the way through to approval, chantelle does not drop the ball and goes above and beyond for her customers to ensure a smooth and hassle free process for all parties. Highly recommend going to chantelle for all your financial needs!
I’ve worked with Chantelle and PANDFS for over a year now across two separate businesses and I would never go elsewhere. The rates they are able to secure with high quality lenders is over 4% PA better than the next best option I have been able to find in the solar industry. I was initially quite hesitant about client drop-off as I was using Buy-Now-Pay-Later finance providers with instant approval so I thought I would be taking a significant risk if they weren’t on the ball. However, having worked Chantelle with over 100 clients now with some difficult approvals I wouldn’t work with any other broker. They go above and beyond for their suppliers and clients. If you need competitive finance from a flexible and experienced team these are the people for you.
Chantelle is an absolute pleasure to work with.
She is very knowledgeable, professional and always gets back to you. She goes above and makes the whole process as easy as possible for us and our clients. We cannot recommend her highly enough.
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Our commitment is to offer you expert advice, competitive rates, and creative financial solutions that are customised to cater to your unique requirements.
Australian Credit Licence 388911
With many years of experience in mortgage management, home lending and construction funding, PFS brokers offer clients professional assistance, outstanding rates and innovative products for all finance requirements.
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